Current Accounts

Dedicated IBANs
for Global Businesses

Run a multi-currency business account with an IBAN issued in your company name. Get full SEPA and SWIFT access and take control of international payment flows.

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Issue IBANs in your company name

Get unique SEPA and SWIFT IBANs registered directly to your legal entity, no shared aggregator accounts.

Hold multiple currencies in one account

Manage multiple currencies and settle with global partners without opening fragmented regional bank accounts.

Complete cross-border operations in one place

Manage liquidity, receive funds into your international current account, and automate global payouts using one platform.

Automate bulk payouts in one click

Fund hundreds of suppliers or contractors instantly by uploading a single CSV file or connecting via our API.

Transfer funds across 130+ destinations

Move euro funds in seconds 24/7 via SEPA Instant and execute high-value SWIFT transfers worldwide.

Get a dedicated manager for your business

Work directly with an expert account manager who streamlines compliance fast and supports high-volume, specialized industries.

Solutions by Role

Powering capital flows across your organization with dedicated payment solutions engineered around your operational needs.

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HR, Payroll & People Ops

• Automate payments for employees.
• Settle multi-currency payroll instantly.
• Efficient processing.

Product, Tech & Engineering

• Easily integrate payouts through our robust API.
• Effortlessly scale your transaction infrastructure.
• No developer overhead needed.

Legal, Risk & Compliance

• Minimize risk with dedicated corporate IBANs.
• Issued in your company name.
• Boost security and control.

CFOs & Finance Teams

• Manage liquidity and treasury effectively.
• Handle multi-currency balances securely.
• All from one dashboard.

Digital Growth & Partner Ops

• Simplify payouts for global partners.
• Use a compliant international payment gateway.
• Streamline high-volume transactions.

Procurement & Operations

• Settle vendor invoices easily.
• Pay suppliers in their local currencies.
• Avoid fragmented regional bank accounts.

Treasury
Consolidation

Margarita Matjanova, Head of Corporate Customer Department at COLIBRIX ONE, explains why international groups are consolidating cross-border payments across jurisdictions into one multi-currency account, replacing fragmented treasury management solutions with a single platform.

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Margarita Matjanova, Head of Corporate Customer Department at COLIBRIX ONE

Uncompromised safety for global funds

Enterprise compliance and real-time threat detection designed to keep your finances secure.

3D Secure 2

Smooth authentication and advanced real-time fraud detection across all digital transaction flows.

GDPR Compliance

Strict adherence to EU privacy laws, ensuring end-to-end encryption and secure personal data handling.

PCI DSS

Compliant infrastructure enabling safe payment processing with zero security overhead for your tech team.

PSD2

Full compliance with European payment standards, enforcing Strong Customer Authentication (SCA) and account safeguarding.

Shared vs Dedicated IBAN

Compare how a shared IBAN and SWIFT setup differs from a dedicated IBAN issued in your company name.

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Shared IBAN

Aggregator's legal name

Risk of bank filters or payment holds

Manual matching via reference tags

Pooled account risk (shared with others)

Limited or sub-layered FX routing

Dedicated IBAN

Your company's exact legal name

Broad global acceptance by banks & partners

100% automated IBAN-level allocation

Isolated, dedicated corporate risk profile

Native multi-currency support

Frequently Asked Questions

What is the best multi currency account for international payments?

The best multi-currency account for international payments is one that lets you hold, convert and send several currencies from a single account, without opening separate regional accounts for each market. COLIBRIX ONE opens multi-currency current accounts covering 130+ destinations, with euro transfers settling in seconds via SEPA Instant and high-value transfers routed through SWIFT. You convert major currencies inside the platform, run bulk payments to suppliers and contractors, and automate mass payouts through one API. This pulls cross-border operations that would otherwise sit across multiple banks and currencies into one account.

What is the difference between a Shared IBAN and a Dedicated IBAN?

A Shared (Virtual) IBAN routes funds through an aggregator’s pooled account, requiring manual reconciliation via reference codes and carrying higher payment filter risks. A Dedicated (Named) IBAN is registered directly under your company’s exact legal entity name. It ensures instant 100% automated allocation, isolated risk, and broad global acceptance by banks and partners.

Will the account be issued in my company’s legal name?

Yes. We issue unique SEPA and SWIFT IBANs registered directly to your corporate entity. We do not use pooled aggregator accounts, ensuring full transparency for your counterparties, auditors, and regulators.

Can we hold and manage multiple currencies?

Yes. You can hold, manage, and convert funds across major global currencies within a single platform, eliminating the need to open and maintain fragmented regional bank accounts.

Where can we send funds, and how fast are transfers executed?

You can execute global transfers across 130+ destinations worldwide. Euro transfers move in seconds 24/7 via SEPA Instant payments, while high-value international transfers route via SWIFT.

How do bulk payouts work for contractors and suppliers?

You can run bulk payments to hundreds of suppliers, remote employees, or global partners in one click by uploading a single CSV file, or automate mass payouts through our API.

How does the platform support different departments across our organization?

We tailor operations to your entire workflow. CFOs and finance teams gain real-time liquidity control, HR automates global payroll, procurement settles vendor invoices, tech teams integrate via API, compliance teams eliminate aggregator risk, and growth teams execute high-volume partner payouts.

Is your platform fully compliant with financial regulations and data protection?

Yes. We adhere strictly to European payment standards under PSD2, enforcing Strong Customer Authentication and account safeguarding. Your operations are protected by 3D Secure 2 real-time fraud detection, GDPR-compliant end-to-end data encryption, and PCI DSS-certified infrastructure.

Will our business receive dedicated account management support?

Yes. You will work directly with a dedicated expert account manager who assists with fast compliance onboarding, supports specialized industry needs, and keeps your high-volume daily treasury running smoothly.

What happens after I click "Contact Us" and submit an application?

Once you submit the form, you'll receive a confirmation email letting you know your message has been received. Your request is then reviewed by our sales team, and a specialist will reach out within 48 hours to discuss your inquiry and the next steps.

Explore our insights

Guides, articles, and trends shaping global payments.